Specialized Coverage for Action and Exploration
Our policies are built to help you provide the thrill-seeking adventures your participants crave — without the added risk.
- General Liability: Umbrellas available, liquor liability, seasonal plans
- Property: High-value and high-risk properties, replacement costs, business interruption
- Equipment (Inland Marine): Protection anywhere, replacement with like kind and quality
- Commercial Auto: Coverage for courtesy and for-hire vehicles
- Bonding: Options to meet permitting requirements
- Workers’ Compensation: Available in many states
- Other coverages available for Professional Liability, Special Events, Cyber, EPLI, Crime, Flood, and Sexual Abuse & Molestation
CBIZ Fins & Feathers Insurance
The Fins and Feathers program from CBIZ Adventure Sports provides custom insurance coverage for fishing and bird hunting guides and outfitters, developed with input from the Montana Outfitters & Guides Association. Available to independent guides and outfitters nationwide, this program offers competitive premiums and tailored protection.
- $1M per occurrence/$3M aggregate liability
- $2M products completed operations limit
- $1M personal and advertising injury
- $5K no-fault medical payments
- Equipment coverage available
- No added cost to include bird hunting
- Unlimited employee guides at no additional charge
- Premiums starting at $306
Industry Involvement
CBIZ Adventure Sports is an active member of a number of organizations dedicated to the adventure and outdoor sports industry. As adventure seekers ourselves, we love what we do. Participation in industry meetings, conventions, and expositions allows us to connect with clients and gain insights into the issues and concerns they are currently facing.
America Outdoors Association
America Outdoors Association (AOA) is a national trade association established in 1990 with the merger of the Western River Guides Association and the Eastern Professional River Outfitters Association. AOA represents the interests of over 550 professional companies that provide a wide range of outdoor recreation services and outdoor equipment to more than two million Americans each year. Members operate in 43 states and 50 foreign countries. Member companies offer whitewater raft trips, canoeing, kayaking, horseback riding and horse packing, camping, hiking, fishing trips, bike tours, dude ranches, and a variety of other outdoor recreation services.
Idaho Outfitters and Guides Association
The Idaho Outfitters and Guides Association (IOGA) represents the majority of the state’s full-time licensed outfitters and guides. Members are primarily small, independently owned businesses offering guided hunting, fishing, river running, trail riding, hiking, biking, climbing, skiing, snowmobiling, and guest ranch trips.
Colorado River Outfitters Association
Colorado River Outfitters Association (CROA) is a trade association representing approximately 50 licensed professional river rafting outfitters that specialize in providing outstanding outdoor adventures for families and individuals of all tastes and capabilities. The organization’s mission is to promote rafting in Colorado and provide a reasoned voice on legislative, regulatory, and other developments that affect the commercial rafting industry, the health of local rivers, and Colorado’s tourism economy as a whole.
Montana Outfitters & Guides Association
Montana Outfitters & Guides Association (MOGA) includes more than 200 of Montana’s professional licensed outfitters and guides with operations that span the state’s regions. With years of experience guiding hunters, fishermen, horseback riders, skiers, and snowmobilers, their outfitters will show you the best of Montana.
