A Trusted Partnership for Outdoor Operators
CBIZ is not new to America Outdoors (AO). We have been active participants in the AO community since its inception and have insured members for decades. Many AO operators are already protected through CBIZ today. This endorsement elevates that history into a formal member benefit designed to deliver tangible value to outfitters, guides, and adventure business owners.
Coverage Built for Adventure
CBIZ Adventure Sports insurance is built specifically for outfitters, guides, and adventure businesses, with broader eligibility for activities often excluded elsewhere, including:
- ATVs and UTVs
- Equine trail rides
- Zip lines and climbing walls
- E-bikes
- Watercraft
- Mountaineering
- Mixed-use and multi-activity adventure businesses
Proven Claims Advocacy
Our team brings decades of experience supporting adventure operators with:
- In-house claims handling led by legal-trained specialists
- Deep experience with participant injury claims and waiver defense
- A coverage-first philosophy focused on protecting operators, not denying claims
- Access to risk management tools, waiver guidance, and educational resources for America Outdoors members
Member Benefits
The CBIZ Adventure Sports and America Outdoors partnership delivers tangible, meaningful value back to your membership.
Exclusive Savings
America Outdoors members are eligible for premium discounts on qualifying coverages, creating savings that can potentially offset or exceed membership dues.
Broker-Neutral Access
Members may work directly with CBIZ or continue using their existing insurance broker. This program is designed to respect existing broker relationships and avoid disruption.
Long-term Commitment
CBIZ also offers optional add-on services tailored to seasonal and small adventure businesses, including health insurance, payroll, and HR compliance solutions.
Optional Support
CBIZ also offers optional add-on services tailored to seasonal and small adventure businesses, including health insurance, payroll, and HR compliance solutions.
Strengthening the America Outdoors Mission
America Outdoors has worked to grow, protect, and serve outfitting businesses across the country since 1989. This partnership with CBIZ Adventure Sports reinforces that mission.
By enhancing member protection, improving operational safety, and delivering meaningful cost savings, we aim to help operators, outfitters, and guides adventure more and worry less.
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